Dynamic Portal

Car Insurance Designed For The Over 50s

Our service lets you compare multiple insurance brands in one quick and easy search, and we provide much more than the price of the policy – we show you the levels of cover so that you can make a more informed decision.

MORE TH>N is a trading name of Royal & Sun Alliance Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). Registered in England and Wales number 02982445. Registered office Markerstudy House, 45 Westerham Road, Sevenoaks, Kent TN13 2QB. HSBC Car Insurance is arranged and administered by BISL Limited who use a panel of insurers to find you the best quote they can. For full details of cover, any limitations and significant exclusions, please view the policy document.

In addition, a problem may arise if you have a second accident and it is found to be related to work undertaken for the first. If this does happen it would most likely result in non-payment of the claim, rather than cancellation of your insurance or being reported for fraud, but could still end up costing you £1,000s. If you still haven’t found a deal you’re happy with, or want to push the envelope, there are some more options to try. Please note, we do not charge an administration fee if you call us to update your policy to show you now do voluntary work.

If any of your circumstances change it is important that you tell your insurer. If you don’t and then try to claim, even for an unrelated issue, your whole policy may be invalid. While increasing your excess may make a policy cheaper, it can be risky. Never increase the excess to an amount you’d struggle to pay because you will need to stump that up before your insurer pays out. The order of comparison sites listed below is for typical drivers – see the tabs below if the combination of these sites is unable to save you £100s.

Legal expenses are covered if they arise as a result of compensation claims made as a result of a vehicle-related accident. Age UK offers a range of car insurance products to meet your driving needs, including comprehesive, third-party fire and theft and third-party only – please call using the number above if you require assistance or further information.

A device inside your car monitors your actions behind the wheel. So the better you drive, the less you pay for cover. Remember, telematics policies have more aliases than a rap group. If you’re looking at ‘black box’, ‘smart box’, ‘pay-as-you-drive’ or ‘usage-based’ insurance then you’re looking at a telematics policy. In the unlikely event that you don’t receive the voucher 120 days after your policy start date, please email [email protected] and include your policy number and start date. We will then pass this onto the provider to ensure you get a quick response. Get a hire car if yours is damaged as a result of an accident or fire, or is stolen and not recovered.

Different insurers have different policies on the matter but generally speaking, accidents that are in no way your fault shouldn’t invalidate your no claims bonus. Ordering your car tyres couldn’t be easier; enter your car registration or tyre size and we will show you a great selection of brands and cheap car tyres to suit your budget and driving style. We just ask you to tell us the other vehicle’s make, model and valid registration number, so that we can identify the driver of the other vehicle.

This is an annual increase of a staggering £80 on motorists’ premiums, making it more important than ever to shop around and compare prices. Breakdown cover for £51. Breakdown offer available in your first year when purchased with Co‑op Car Insurance. Usually £62 (price may vary at renewal). Quality, clear and fair cover is as much of a priority for us as driving down low cost premiums. We believe in giving you the control to decide what product you need.

Our research shows some providers, including Direct Line, Churchill and Privilege, offer this free if you’re only going for up to three days, but that’s not a universal rule. You can be charged around £20-£30. Examples of what you may claim for include compensation for personal injury, loss of earnings and accident repair costs if you don’t have comprehensive cover.

As insurers like less risky policyholders, they will reward you if you’re able to go a long time without making a claim. For every year you are claim-free your insurer may give you a discount at renewal. If you have a pickup and are looking for insurance, you’ll need to use our van insurance process. This is because generally 4x4s are classified as cars and pickup trucks are not due to their longer wheel base and the fact they often exceed 3.5 tonnes. If you are claiming for damage to or theft of your car, we’ll also provide cover for up to £150 of personal belongings such as handbags or sunglasses.

The use of non-intrusive load monitoring to detect drunk driving and other risky behaviors has been proposed. 33 A US patent application combining this technology with a usage based insurance product to create a new type of behavior based auto insurance product is currently open for public comment on peer to patent 34 See Behavior-based safety Behaviour based Insurance focusing upon driving is often called Telematics or Telematics2.0 in some cases monitoring focus upon behavioural analysis such as smooth driving.

A. This is a discount on your car insurance premium. You can receive this if you have not made any claims against your policy, or if you have made a claim and your insurer has made a full recovery of costs from the Third Party. This discount grows with time based on the number of years you have been claims free. The maximum discount is 65% for four or more years claims free.

Broadly speaking, there are three main types of car insurance: comprehensive , third-party and third party (fire and theft) Comprehensive cover will protect your car as well as other people’s property whereas a third-party policy will only cover damage you may cause to someone else’s property. Third party (fire and theft) provides the same level as standard third party, but will also cover you in case of damage caused by fire or if your car is stolen.

If you make a claim following an accident that is not your fault, and the driver of the other vehicle is not insured, you will not lose your no claims discount or have to pay any excess. Insurers charge increasing amounts each year, knowing inertia stops policyholders switching. If your renewal is coming up, jot it in your diary to remember it. Compare comparison sites and then call your insurer to see if it can match, or even beat, the best quote you found. If it can, you’re quids in. We only share the data with those companies required to provide the services under the policy, such as the unit provider. Data isn’t sold or shared with anyone else.

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